Subscriptions: £10 cat flea and worm treatments. These are all split between me and T.Īll other monthly payments: £6.86 SIM contract, £26.90 life and critical illness insurance, £9.58 pet insurance. Utilities: £168 council tax, £13.25 TV licence, £27 water, £125 gas and electric, £29.74 broadband. I also have a pot from a previous job but no idea how that’s doing so when I’m settled in my new job I’m planning to look into whether it’s worth consolidating. Pension? I pay in 8%, which my employer matches. I also have £1,000ish in a Chase account for shorter term stuff like holidays and car or cat expenses. Savings? £10,000 in premium bonds, some of which will go towards the new house. I try to pay a little over the minimum each month and plan to clear it with savings once the 0% period is up. This currently has about £5,000 on it but it’s 0% interest so I use it for big stuff like holidays and annual gym membership. You get a little added color, can move it around easily. I like to put these on my Paperian Plan Marker Mini Sticky Notes - the circles are a perfect size for these stamps. In stock and usually ships within 1 to 3 business days. Loan payments: £5 student loan straight from my paycheque. Close Share Toggle fullscreen Zoon in/out. We used to overpay a chunk every month but we’ve paused this for a bit to save as much as we can for stamp duty and other moving costs. Housing costs: £855.37 mortgage, split between me and T. I've recently accepted a new job, starting in the summer, which will be a big challenge but it will also have a fairly significant pay increase." I know logically that we’re not overstretching ourselves so I've just got to trust the process. I get quite anxious about money generally so with upsizing and interest rate rises I’m finding the whole process pretty stressful. I’m excited to have a bit more space as we bought our current home pre-remote working and now both work from home at least a few days a week. We bought our first home about five years ago and are now in the process of selling and buying again (it’s all been very slow but we’re hopefully moving within the next month). T and I got married during the pandemic (after a couple of postponements) and have shared expenses ever since but we’re quite relaxed about the way we do it. I currently work for a local university, where I’ve been for the past seven years in various roles. It's great for work, study, painting, journaling, graffiti, DIY, and more.This week: "I’m 29 years old and live in the southeast with my husband (T) and little rescue cat. This mini notebook is perfect for jotting down ideas, plans, or recording your daily musings. Our polymer stamps naturally adhere to acrylic blocks making it easy to see where. Available in 16 colors, including red, purple, blue, black etc., giving you more choices to find your perfect match. A silhouette miniature stamp of a group of small five-pointed stars. Shop at JOANN for a wide range of clear stamps and. The selected Dowling paper used for the inner pages ensures smooth and comfortable writing with 64 pages of blank paper, offering limitless space to express your creativity. Stamp beautiful designs, heartfelt quotes and funny phrases on scrapbooks, handmade cards and more. A metal cover pendant with the word "Handmade" adds a stylish touch. We've used the threading process and tiny rounded corners to ensure durability and a professional look. The loose-leaf binding allows for easy replacement of the two blank refills included with the mini book, making it a completed travel book. South Georgia & South Sandwich Islands (GBP £)Įlevate your writing experience with our Retro Mini Leather Notebook Pocket Diary! The high-quality full-grain leather cover provides a comfortable and luxurious feel.
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